Based on conversations with grantees and tenants, it can be difficult to describe and document financial hardship due to the COVID-19 pandemic. It also provides more granular data for program administrators. Advancing Racial Equity and Justice, Building an Economy for All, Strengthening Health, Affordable Housing, Coronavirus, COVID-19, Poverty, Racial Equity and Justice, Racial Wealth Gap+6More, Associate Director, State and Local Government Affairs, Senior Director, Safety and Justice Campaign; Director, State and Local Government Affairs. 246 0 obj <>stream WebDocumentation/proof of Housing Instability due to COVID-19 financial hardship. }. var onSuccessSubmitenSubscribeFooter = function() { If youre experiencing hardship as a homeowner, visit our Help for homeowners page to learn about your options. Rent, deposit, and utility assistance that lasts throughout the pandemic and its recovery would provide essential aid for the more than 1 in 6 renters who are not current on rent payments and could prevent evictions altogether. Households are considered to be cost burdened if they spend more than 30 percent of their income on housing and severely cost burdened if they spend more than 50 percent of their income on housing.5Cost-burdened households have little left over each month to spend on other necessities such as food, clothing, utilities, and health care.1,6Black and Hispanic households are almost twice as likely as White households to be cost burdened.7, Due to a limited rental market with few affordable vacancies, people with the lowest incomes may be forced to rent substandard housing that exposes them to health and safety risks, such as vermin, mold, water leaks, and inadequate heating or cooling systems.6,8They may also be forced to move in with others, potentially resulting in overcrowding.9Overcrowding is defined as more than 2 people living in the same bedroom or multiple families living in 1 residence.3,10Overcrowding may affect mental health, stress levels, relationships, and sleep, and it may increase the risk of infectious disease.11,12,13, Housing costs that are more than a household can reasonably afford can lead to foreclosure or eviction (a forced move).9Forced moves may also happen if a landlord is in foreclosure or the property is deemed unsafe for living.14Foreclosures cause loss of money and possessions and can damage the social fabric of neighborhoods.15Evictions that go through the court system result in a permanent record, which can cause potential landlords to refuse to rent to evictees in the future.16Research has shown that renters who are forced to move are more likely to relocate to poorer and higher-crime neighborhoods compared to those who move voluntarily.17Evictions may be especially traumatizing to residents due to short relocation notices.17,18Suicide rates linked to stress doubled between 2005 and 2010,19when the United States experienced historically high rates of foreclosures, including foreclosures on rental properties.8,20, Housing instability may impact some populations more than others. Research Shows Rental Assistance Reduces Hardship and Provides Housing instability and food insecurity as barriers to health care among low-income Americans. WebProvide Proof of Housing Instability - provide proof that your housing situation is unstable. "a doi: 10.1080/10511482.2015.1020321, Bailey, K. T., Cook, J. T., Ettinger de Cuba, S., Casey, P. H., Chilton, M., Coleman, S. M., & Frank, D. A. Platforms such as these recognize that an equitable recovery must be race-conscious and reconcile past harms while also providing solutions for current challenges. QUESTIONS AND ANSWERS You are eligible if you Special Inspector General, Troubled Asset Relief Program (SIGTARP), Administrative Resource Center (ARC)- Bureau of the Fiscal Service, Department of Housing and Urban Developments ", American Community Survey (ACS), specifically US Census 2019 5-Year Estimates Tables. WebProof of Identity Person whose ID is provided must be on the lease ID of any form (U.S. or non), ideally with photo or signature Proof of Housing Instability (any of the following): Past Due Rent Utility Notice Court Case Paperwork Evidence of Unsafe/Unhealthy Living Conditions Income Verification (any of the following): Meanwhile, the Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act42the anticipated relief package that was originally passed in the U.S. House of Representatives in Mayand a revised version of that bill passed by the House in October43 have yet to be introduced in the U.S. Senate. However, housing discrimination policies that disproportionately affect people of color, such as barring people with criminalized records from renting or obtaining housing vouchers,7 are still legal; and other discriminatory practices, such as landlords showing families of color fewer rental options,8 still occur with little tracking or accountability. Can I get help with the cost of moving to a new home? The Importance of Housing Affordability and Stability of Housing Nontribal members living on Tribal lands can receive emergency rental help from a Tribe or Tribally Designated Housing Entity (TDHE), as long as you are not already getting assistance from another Tribe or TDHE, or from a state or local government. `Fr4S;D1 Proof of risk of experiencing housing instability or homelessness; 5. Housing costs exceed 50% of the current household income. Demography, 52(5), 17511772. Grantees should adjust the list of programs to reflect additional programs available in their jurisdiction. Long entrenched, racially targeted policies and practices at the local, state, and national levels have led to discriminatory practices and disparities in rental housing.4 The Fair Housing Act (FHA) of 1968 prohibits discrimination against applicants and tenants based on various identities, including race.5 Yet despite the FHA and its amendments, overt and subtle racial discrimination still occurs. Tackling Climate Change and Environmental Injustice, The positions of American Progress, and our policy experts, are independent, and the findings and conclusions presented are those of American Progress alone. Click each of the three boxes below to review eligibility. The federal ERA Program allows local programs to cover rent, utilities, and home energy costs. However, in many cases tenants may not be in a position to provide these documents. hb``` 7@(1)"1@ k? Conor Dougherty and Gillian Friedman, Theyre Making the Rent. Sign up for the Mayor's Office of Housing's monthly newsletter. Increase in suicides associated with home eviction and foreclosure during the US housing crisis: Findings from 16 national violent death reporting system states, 20052010. (see Figures 1 and 2) With communities of color also navigating the collective pain of higher rates of COVID-19 cases, hospitalizations, and deaths,30 they must face additional medical and funeral costs in addition to potential lost employer-sponsored health insurance and reduced household income due to unemploymentor worse, the loss of an income-earners life. These example pages can be used by program administrators and staff or vendors in building or modifying ERA applications. Affording housing at the expense of health: Exploring the housing and neighborhood strategies of poor families. Federal rules allow local rental assistance programs to cover rent or utilities for low-income families. As recent analyses show, renters of color are experiencing disproportionate negative outcomes from COVID-19. This means that your local program can set lower income limits to make sure the neediest households get help first. Upload your eviction notice or past due notice for your rent. If you receive a federal rent subsidy, such as a Housing Choice Voucher, Project-Based Rental Assistance, or Public Housing, you may still qualify for assistance with the rent or utilities that you are responsible for paying. statement_of_housing_instability_form.pdf - STATE OF They'll work with Boston residents who are at risk of housing instability. A past due utility or rent bill or eviction notice, Proof that you live in unsafe or unhealthy living conditions, or, Other proof that the program asks you for, Proof that you paid utilities for your home or apartment unit (like a water bill), Other paperwork that shows regular rent payments, or, You havent signed or co-signed a mortgage for the property that you are renting-to-own, You havent exercised an option to purchase the property. We use Native American and American Indian interchangeably in this issue brief, as many reports referenced include either or both terms in their data collection. (March 27, 2020), available at, The Health and Economic Recovery Omnibus Emergency Solutions Act of 2020, H.R. }. For example, people living in lower-income areas rate their own health lower than those living in higher-income neighborhoods.28The Moving to Opportunity (MTO) program provided very low-income families with rental assistance and housing counseling to move from high-poverty to low-poverty neighborhoods.29,30Research on the effects of the MTO program showed that people who moved from high-poverty to low-poverty neighborhoods before the age of 13 were more likely to attend college, had higher incomes, were less likely to be single parents, and lived in better neighborhoods as adults.31Adult women given vouchers through MTO had a lower prevalence of extreme obesity and diabetes after 10 to 16 years compared to those not given vouchers.32. This form may be completed by one or more individuals within the household in order to demonstrate the household is at risk of Browse all evidence-based resources. If you dont have a signed rental agreement or lease, local programs may accept proof of your address and a written statement about your rent, such as: You may also be able to show your rental payment amount with: If you give a written statement, local programs may require you to certify that you did not receive and dont expect to get help from a different source to cover the same rental costs. Additionally, people with criminal records continue to face barriers in obtaining rental housing. Landlord required documents include: JAMA Internal Medicine, 173(3), 189195. This additional evidence will facilitate public health efforts to address housing instability as a social determinant of health. Example screens for ERA program online applications, If an applicant indicates they did not have any expenses "due to" the pandemic then it would be appropriate to prompt them again changing "due to" to "during" in order to meet the. In 2019, before the coronavirus pandemic hit, an estimated 34 million individuals were living in poverty in the United States,1 with Black and Latinx people experiencing higher rates of poverty than whites.2 Native American, Black, and Latinx renters were also more likely to be extremely low income.3 During the coronavirus pandemic, disparities by race have persisted: Renters of color report having less confidence in their ability to pay rent and experiencing greater difficulties staying current on rent compared with their white counterparts. How stable is stable? Housing Stabilization Services Kushel, M. B., Gupta, R., Gee, L., & Haas, J. S. (2006). Maternal and Child Health Journal, 16(1), 7887. 1437a(b)).2 While there are some differences in eligibility between ERA1 and APPLICATION REQUIRED DOCUMENTS - Washington, D.C. When a family is living in Interns may also have the opportunity to support the: Fill out our expression of interest form to apply. Gove, W. R., Hughes, M., & Galle, O. R. (1979). @ doi: 10.1016/j.ssresearch.2011.03.008, H.R.558 - 100th Congress (19871988): Stewart B. McKinney Homeless Assistance Act. Either way, you must then use the money to pay what you owe. doi: 10.2105/AJPH.2011.300139, Meltzer, R., & Schwartz, A. American Economic Review, 106(4), 855902. You dont have to be behind on rent to get assistance. These crowded places put people at higher risk of getting COVID-19. The CDC halt was announced in early September, more than a month after the expiration of the CARES Act moratorium and a week after the end of the first set of 30-day notices of intent to evict. (2011). For example, having an eviction on ones credit report and/or public record can affect ones ability to secure housing.97 Local legislation, such as Washington, D.C.s Eviction Record Sealing Authority Amendment Act of 201998 and Fairness in Renting Emergency Amendment Act of 2020,99 could help people looking to rent by sealing eviction records to prevent landlords from denying an applicant housing based on public records.100. Saegert, S., Fields, D., & Libman, K. (2011). https://www.congress.gov/bill/100th-congress/house-bill/558, Schanzer, B., Dominguez, B., Shrout, P. E., & Caton, C. L. (2007). Emergency Rental Assistance Program (ERAP) Frequently Asked
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